Houston Accident Answers

Common questions after a Houston accident

General information only — not legal advice. Every case is different; a licensed attorney can tell you how the law applies to your situation.

Do I have a case?

Generally, you may have a claim if someone else's carelessness caused the accident and you were hurt. Being partly at fault does not automatically end your case — Texas uses "modified comparative fault," so you can usually still recover as long as you were not more than 50% responsible.

How long do I have to file?

In Texas the statute of limitations for most personal-injury claims is two years from the date of the accident. Claims against a city, county, or state agency have much shorter notice deadlines — sometimes as little as six months, and in some cities 90 days.

What is my case worth?

It depends on your medical bills, lost wages, how long you'll need treatment, whether the injury is permanent, and the insurance coverage available. No one can give you an honest number without reviewing the facts — be wary of anyone who promises one.

Should I talk to the other driver's insurance company?

You are not required to give them a recorded statement, and it is usually wise not to until you've spoken with an attorney. Adjusters are trained to minimize what the company pays.

What does a lawyer cost?

Nearly all injury attorneys work on contingency: you pay nothing up front, and the fee is a percentage of what they recover for you. If they recover nothing, you owe no attorney's fee.

What if I haven't seen a doctor yet?

See one as soon as possible — for your health first, and because gaps in treatment are something insurers use to dispute injuries. Many Houston clinics treat accident victims with payment deferred until the case resolves.

The other driver had no insurance. Am I out of luck?

Not necessarily. Your own policy may include uninsured/underinsured motorist (UM/UIM) or personal injury protection (PIP) coverage — Texas insurers must offer both, and many people have them without realizing it.

What areas do you serve?

The Greater Houston region, roughly a 150-mile radius: Houston, Pasadena, Baytown, Sugar Land, Katy, The Woodlands, Conroe, Galveston, Beaumont, Port Arthur, Bryan–College Station, Victoria, Lufkin, and surrounding communities.

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